We believe that your credit history, good, bad or otherwise shouldn't stand in the way of your next vehicle purchase. For this reason, our in-house finance guru Janis is here to provide you with a seamless in-house financing experience that ensures you get the best possible lending rates. Janis has a great rapport with many banks and lending institutions, but most of all she has your best interests in mind. If you’re ready to step into a new vehicle, fill in our credit application to get the application process started. Apply for your used car loan today, and get driving with Tip Top Auto.
Good Credit? Bad Credit? Our Finance Guru Can Help
Janis is a wealth of information and is happy to discuss how any of these valuable extras can easily be included in your vehicle financing, ensuring your vehicle and your financing are covered without breaking the bank!
Once approved, Janis will contact you with your financing options and assist you with making a decision that best suits your needs.
Choose and purchase the vehicle of your choice. We can help you find the affordable car loan you need to cruise the streets of Durham Region, Bowmanville, and beyond.
We offer contract terms from 12-96 months with competitive interest rates starting at 4.99%
Most of our lenders require $0 down payment
No early termination charges
No fees for early payout
We provide a variety of warranty and insurance products to protect your investment- check out the Extras section below!
Many loans can be approved without proof of income providing a quick and hassle-free purchase process
Life happens, and sometimes unexpected things come up that can negatively impact credit rating. We get it. We are here to help you rebuild hurt credit and get you approved whatever your financial situation is. With years of experience in the automotive industry, we've developed a great rapport with reputable lenders all with different specialties, which increases the likelihood of getting you approved at a competitive rate. Once you've filled out an online credit application we will contact you with your pre-approval options and help get you on the road to rebuilding your credit. If you've got more questions about how to rebuild your credit please do not hesitate to contact us, it's our specialty!
In addition to securing you the best possible financing rates, we can also provide you with a variety of valuable extras to ensure you're covered. These include, but are not limited to:
Access to a variety of extended warranty packages through Lubrico, Nationwide and Autogard
Car Payment Protection
A pre-owned vehicle doesn’t mean forgoing a comprehensive warranty. We are confident in our inventory and back up our stock with warranties from companies such as Lubrico, Global, Nationwide and Autogard to find the best package at the best price. Pricing varies between companies and the plan chosen.
Visit our secure financing portal and fill out the information required for a credit application.Get Financed
Curious about how warranties work? Autogard has prepared an excellent tutorial video that should answer these questions and more: